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Anxious about her future as an older single woman, Elrod lapped up the kind words about her looks—too few men seemed to appreciate her soft chin, wavy hair, and prominent brown eyes.She wrote back, thanking the sender for complimenting her beauty and asking how he’d found her.He said he had stumbled across her profile while searching for a college friend who shared her last name; he also noted that his own surname was actually Mc Gregor, not Gregor.After a bit more flirtatious back-and-forth on Facebook, Elrod invited him to continue their conversation on Yahoo Messenger.“He wasn’t like the little boys I was used to dealing with—he was the opposite of that, so sincere, so caring,” Elrod says.“It wasn’t always about him, it was about me, about everyday stuff in my life.” Within weeks of their initial Facebook encounter, Elrod was telling Mc Gregor her most intimate secrets; he, in turn, was emailing her lists with titles like “100 Things We’ll Do Together Before We Die.” By the end of April 2011—only a month into their romance—they were discussing marriage.Elrod never let this money linger: She always showed up at the bank a few hours after a transfer cleared, to withdraw as much as ,500 in cash.She would then return on subsequent days to make additional four-figure withdrawals until the account was nearly empty.

Kevin scheduled a trip to Charlotte for his summer break, and Elrod sent him several hundred dollars to buy the plane ticket.The 45-year-old divorcée and junior-college dropout now lived in Bluefield, West Virginia, a fading town near the Appalachian coalfields where she’d been raised.In addition to collecting 4 in unemployment benefits each week, Elrod made ends meet by hustling: She resold packages of discount toilet paper and peddled small quantities of prescription drugs.Despite her hand-to-mouth circumstances, Elrod’s new account soon began to receive a series of sizable wire transfers, many of which originated abroad.Over the course of one December week, for example, almost ,000 arrived from Norway; on January 2, someone in France sent ,977.

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